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What We Do

In General

Our work is research, education, and consultation in community-centered democratic economics, money theory, banking, democratic money management, alternative currency design, economic security (in childhood, retirement, and disability), integration of mainstream banking with alternative finance, and community-wide participation in lending.

Our Projects

Our primary project at this time is the promotion of rCredits® as the framework for a Common Good Economy.

rCredits are simply a way for us to give each other credit in our community, so that, in effect, there is more money to go around. More money for you, more money for local businesses, more money for the community. You can spend rCredits and be paid with rCredits just as with US Dollars.

The rCredits system combines features from successful alternative credit systems, adding a few technology innovations and procedures to ensure a secure, profitable experience for everyone. The rCredits system is designed to serve as the framework for a new economic system that puts people and planet first -- a model easily adopted by individuals and businesses in any community, so that everyone can have healthy food, a home, healthcare, satisfying work, and a livable world.

We launched the first rCredits system in Greenfield, Massachusetts in May, 2013 and the second in Ann Arbor, Michigan in April, 2015. We expect to assist other communities in the near future. To learn more, visit

We also:

  1. Offer training and support to individuals and community organizations in setting up and running an rCredits community. Note that Common Good Finance itself is a participant in rCredits and provides some network infrastructure, but does not operate the rCredits systems — that is left to each community.
  2. Provide escrow services to rCredits members and communities.
  3. Develop software for alternative economics and participatory democracy.

For more information about any of these activities, or to get involved, contact us.